About Loan Calculator

Loan Calculator is a small, focused utility site: one main tool, done well, plus two closely related tools. It calculates a monthly loan payment from the amount borrowed, annual interest rate, and term, and shows total interest paid, total repayment, a principal/interest breakdown, and a yearly amortisation summary.

What you get here

• Instant results — enter your figures and the answer updates as you type.
• Clear totals — monthly payment, total interest, and total repayment, side by side.
• Multiple currencies — USD, GBP, CAD, and AUD, with no conversion applied.
• Private by design — no sign-up, and nothing you enter leaves your browser.
• Fast on mobile — a clean, simple layout that works well on a phone.

What it is not

This site does not give financial advice, store financial data, or replace a professional assessment or a lender's offer. Results assume a fixed rate and equal monthly payments, and do not include fees, taxes, or insurance. Results are for general information only. See the Privacy Policy for how little data this site handles — by design, almost none.

Related tools

• Mortgage Calculator — Monthly payment from home price and deposit.
• Car Loan Calculator — Monthly payment from car price and deposit.
• About — What this site is and how it works.